
E112: How to Share IBC with Others and Overcome Hurdles
In this episode, we will discuss the best ways for you to introduce your family and friends to the infinite banking concept.
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E110: The Uncensored Truth and Consequences of Self Insurance
In this episode, we discuss the concept of self-insurance often peddled by many self-proclaimed financial gurus. We’ll also discuss and share how the economic value of certainty can improve the quality of your life.
Topics Discussed:
- Dave Ramsey, Susie Orman, and others peddling self-insurance
- Concept overview
- Problem one with the concept: You wouldn’t do this under comparable conditions
- Problem two with the concept: Opportunity loss
- When business owners lose out
- Thinking long-term by thinking generational wealth
Episode Resources:
- Gain access to our Secret Banking Masterclass now FREE to listeners of the podcast here now
- What is Infinite Banking
- Post episode: Why Dave Ramsey is Wrong
- CREDIT: Episode art background photo by Bradley Dunn

E109: How to Make IBC Policy Loans Really Build Wealth
How to use policy loans is one of the most common questions we receive. So, in today’s episode, we discuss how policy loans work.
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E108: What You Need to Know About Modified Endowment Contracts
In this episode, we answer common questions about modified endowment contracts. What are they? How do they apply to infinite banking policies? Does it ever make sense to own a policy that is classified as a modified endowment contract?
Then if you’ve been around the neighborhood of infinite banking, you’ve probably heard the term MEC or modified endowment contract. You might be wondering, what this means. Join us as we deep dive and share all you need to know.
Episode Resources:
- What they are exactly
- What MEC has to do with Taxes
- How they fit into your overall policy construction and strategies
- Does the policy really grow tax-free
- When a MEC must be created to do its job for you
- When it makes sense to implement a Modified Endowment Contracts
- When it makes sense to NOT implement a Modified Endowment Contracts
Episode Resources:
- Gain access to our Secret Banking Masterclass now FREE to listeners of the podcast here now
- What is Infinite Banking
- Credit: Episode art background Photo by Thought Catalog

E107: Three Keys That Will Make You Successful With Infinite Banking
In this episode, Holly and Nate discuss the three keys to being successful at infinite banking. Listen now here.
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E106: Ray Shares Behind the Scenes Infinite Banking Success Stories
In this episode, we welcome back special guest Ray Poteet. Together, we’ll take you beyond the numbers of infinite banking and share some personal testimonies of what infinite banking has allowed us to do that we would not have been able to do or experience without our policies.
What’s Really Possible with Infinite Banking Topics:
- When you move beyond thinking of needs
- How Ray’s life has changed since discovering and mastering IBC
- How Holly’s life has improved with IBC
- How Nate’s life is enhanced with his use of IBC
- What big purchases and vacations look like
- When spending doesn’t mean losing money
Episode Resources:
- Gain access to our Secret Banking Masterclass now FREE to listeners of the podcast here now
- What is Infinite Banking
- Credit: Episode art background photo by Lesly Juarez

E105: How to Avoid the Two Biggest Retirement Planning Failures
In this episode, we discuss the two most significant flaws in planning for retirement. We’ll also reveal why we believe the conventional concept of retirement is actually detrimental to your goal of becoming financially successful.
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E104: How to Determine the Best Way to Invest Your Money
We discuss the best thing you can do with your money. All of us want to be good stewards of our money and want our money to be working hard for us. But in the financial world, there is no one-size-fits-all strategy.
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E103: Ray Poteet Shares How to Build Generational Wealth Easily
Founder Ray Poteet joins Holly and Nate to share his wisdom on building generational wealth using infinite banking. Specifically, we’ll dive into how parents can benefit their children and grandchildren by creating a private family financing system.
With time on his hands, Ray has dug deeper into the meaning of private family financing. Today, you gain his insights into how this can help your family across many generations; it’s not just about today.
He also addresses a vital focus with infinite banking: this system’s living benefit vs. the death benefit. Most people only focus on the final benefit of a whole life policy. As is explained, the living benefit is so much more.
Generational Wealth Topics Discussed:
- An overview of Ray’s family banking structure
- Why the death benefit is a much less interesting aspect of whole life policies
- Keeping money within the family (instead of going to the banks)
- The more creative and flexible options private family finance provides
- What it means to recirculate money within a family
- When the death benefit does come into play and what it means
Episode Resources:
- Gain access to our Secret Banking Masterclass now FREE to listeners of the podcast here now
- What is Infinite Banking
- Credit: Episode art background photo by Jed Owen

E102: How to Choose the Best Revenue Recognition for Your IBC
In this episode, we explain the difference between direct recognition and non-direct recognition policy loans and how they impact your policy as you practice infinite banking.
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