We understand that privacy online is important to the users or visitors of our Site, especially when conducting business. This statement governs our privacy policies with respect to those users of the Site (“Visitors”) who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services offered by livingwealth.com (“Authorized Customers”).
Personally Identifiable Information
Refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.
What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our visitors. We collect the following additional information from our authorized customers: the names, addresses, phone numbers and email addresses of authorized customers, the nature and value of the business purchased.
What organizations are collecting the information?
In addition to our direct collection of information, our third-party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our visitors and authorized customers. We do not control how these third-parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and authorized customers. Some of these third-parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.
How does the site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, to customize clients programs, and to fulfill buying and selling requests on the Site. We may email Visitors and authorized customers about research information related to the subject matter of this site. We may email about purchase and selling opportunities on the Site. We may also use Personally Identifiable Information to contact visitors and authorized customers in response to specific inquiries, or to provide requested information or website legal forms.
With whom may the information be shared?
Personally Identifiable Information about authorized customers may be shared with our staff and companies whom we conduct business with who wish to evaluate potential transactions or verify the information. We may share aggregated information about our Visitors, including the demographics of our visitors and authorized customers, with our affiliated agencies and third-party vendors. We also offer the opportunity to opt-out of receiving information or being contacted by us or by any agency acting on our behalf.
How is Personally Identifiable Information stored?
Personally Identifiable Information collected by livingwealth.com is securely stored and is not accessible to third-parties or employees of livingwealth.com except for use as indicated above.
What choices are available to visitors regarding collection, use and distribution of the information?
Visitors and authorized customers may opt-out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us.
Are cookies used on the site?
How does livingwealth.com use login information?
Livingwealth.com uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a visitor’s movement and use; as well as, gathering broad demographic information. No Personally Identifiable Information is collected by when browsing our site.
What partners or service providers have access to Personally Identifiable Information from visitors and/or authorized customers on the site?
Livingwealth.com has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating authorized customers for service eligibility.
Disclosure of Personally Identifiable Information to comply with law.
We will disclose Personally Identifiable Information in order to comply with FCC regulations and requirements as advised by our legal counsel. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and authorized customers.
How does the site keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and authorized customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or authorized customers for any such occurrences.
How can visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and authorized customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us
Can a visitor delete or deactivate Personally Identifiable Information collected by the site?
We provide visitors and authorized customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting us. Because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.
This web site contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.
By providing information to this Website that forms the basis of communication from you, such as an email address, you waive all rights to file complaints concerning unsolicited email or spam from this Website since, by providing such information, you agree to receive communication from the Company and its affiliated organizations. However, all email communication with you shall contain an ‘unsubscribe’ link where you may notify the Website that you no longer wish to receive solicitations or information from the Website and your name will be removed from the general solicitation database.
Commitment to Data Security
This Website takes measures to protect its data that contains information related to you. However, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information will not be intercepted while being transmitted to us over the Internet. As a consideration for viewing this Website, you waive any and all claims for damages of any nature against the Company and you further acknowledge that the Company is not responsible for damages to you arising from any misuse of your Personal Information.
By using this site, you agree that you are over 18 years of age.
The prevailing party shall be awarded all of the filing fees and related administrative costs. Administrative and other costs of enforcing an arbitration award, including the costs of subpoenas, depositions, transcripts and the like, witness fees, payment of reasonable attorney’s fees, and similar costs related to collecting an arbitrator’s award, will be added to, and become a part of, the amount due pursuant to this provision. Any questions involving contract interpretation shall use the laws of Kansas.