LivingWealth Blog

The Most Common Reasons People Lose Big in the Stock Market

There are so many people who believe that the stock market is their key to getting rich quick and building up their retirement savings easily. The reality is the stock market, while it can be a good way to make your money grow and work for itself, can also be a good way to lose big really quickly, especially if you are inexperienced with it. Keep in mind that you have your money and your...Read More

What is Infinite Banking and why is it an Important Concept?

The way the average person saves in America is fundamentally broken. Even your typical person who could be classified as fiscally responsible spends approximately 30 percent of their income on interest on loans and debt, and saves approximately 10 percent of what they make. What is important about infinite banking is the process and not the product. Your mind must break itself from the bondage...Read More

American Retirement Savings in 2016: Average Amounts By Age

A recent study by Investopedia dug in depth into the average amount of money people in America have saved for retirement during each decade of their adult lives. The results give some indication as to the average person’s amount of money plus their mindset regarding savings at certain periods of their lives. One study from last year indicated the average American has approximately $104,000 in...Read More

Nearly Half of All Americans Don’t Trust the Banks

For years, especially since the recession, Americans have been growing increasingly distrusting of the country’s banking system. People realize banks are getting rich off of their money, and that they’re paying loans back with alarming interest rates, essentially wasting thousands of dollars over the course of many years. It comes as no surprise, then, that people have been slowly starting to...Read More

Why the financial system is stacked against you

Do you ever feel that the financial deck is stacked against you? For many of us, there’s so much money going out the door every month that it’s hard to get ahead, let alone secure your family’s future. You may have gotten an inkling of it on that momentous day when you signed your mortgage papers. I remembered the first house I bought. Nervous and excited, I was intimidated by the big stack of...Read More

The 3 Brilliant Secrets of the Financially Independent

If you’re an average adult in America today, you go out in the world and work. You get our money and just spend while hoping there’s money left over at the end of the month to put into savings. I’m telling you that’s an easy way to find yourself in financial slavery. Think about it. If you were to sign a piece of paper and that paper was a contract saying that you would be my slave...Read More

Get out of the rat race- Bring the money back to you

Whether April Fool’s day is just around the corner or it has come and gone many of us still feel like fool when it comes to finances, retirement programs, money, and investments. I know that I felt this way until I learned about the Priviate Family Financing (PFF).  Ask yourself, “Have you ever been the fool when it came to investing your money?” Have you ever felt as if you just do not...Read More

Winning the Wealth Game by Playing It Safe – and Smart

The leaves are coming back; the grass is growing; it is spring! And that means time for spring cleaning. Cleaning your houses, cleaning out your closets, but how about cleaning up your finances?The holidays are over and people normally spend lots of money over the winter. So as spring cleaning arrives why not clean up your finances and start something that will benefit you and your family...Read More

Ray Poteet Explains How to Turn Your Life Insurance Policy into a Nest Egg With Infinite Banking

Our founder Ray Poteet was recently interviewed in an OptimizedGeek podcast, where he explained how infinite banking can turn a life insurance policy into a nest egg. For readers that haven’t heard of infinite banking before, it’s a way to create your own private bank that you use instead of a conventional bank; for loans, for storing money, for financing cars, vacations, houses and education....Read More

The 3 Main Problems with Traditional Retirement Planning – and how to fix them

When planning for retirement, it can become easy to obfuscate the future. Maybe you are 30 years from retirement age – are trying to make the right decisions today to set yourself up financially for your Golden Years might seem like an impossible task. Or on the other hand, maybe you are 3 months away from retirement and want to be confident that what you’ve built will last. You might...Read More